The first step toward independence throughout retirement is having a solid financial plan. A realistic retirement budget considers current living, care and medical expenses while planning for future needs. The type of care and medical support you need is likely to change over time, and your lifestyle and recreational preferences may evolve. When planning for the future, consider health care, leisure and miscellaneous expenses, such as clothing.
Ideally, your long-term financial plan should include more than one income stream. Public and private pensions, veterans' benefits, Social Security income and money from retirement savings accounts can all help you enjoy financial stability throughout retirement.
An active lifestyle is vital for independence, helping you maintain mobility while serving as a first line of defense against conditions such as cardiovascular disease and strokes. There are numerous options for staying physically active, including walking, weight training, cycling and yoga.
To incorporate physical fitness into your daily life, create a routine that builds both strength and balance. Many people choose to exercise in the comfort and privacy of their homes by using free videos and workout plans on YouTube and other websites. However, going to structured group classes or working with a personal trainer are great options for those new to fitness.
Prioritizing your health can help you enjoy greater independence during your retirement years. Attending routine checkups lets you proactively manage changes in your health. According to current recommendations, seniors should see their health care provider at least once annually and obtain regular screenings for bone density, cholesterol and blood sugar.
Routine medical care is essential if you're living with a chronic condition such as diabetes or arthritis. Effectively managing your conditions by making lifestyle adjustments and adhering to your prescription drug therapy plan help you avoid complications and remain as self-sufficient as possible.
You can also support your health by maintaining a balanced diet and sufficient water intake. Build your diet around nutrient-rich foods to boost your energy and enjoy overall wellness.
Making a few strategic changes to your living environment can reduce your risk of falling while maximizing comfort and convenience. Consider implementing some simple home modifications, such as replacing high-pile rugs with nonslip alternatives, installing grab bars and putting nightlights in hallways and bathrooms. Many seniors also find that smart home devices, such as virtual assistants, programmable thermostats and video doorbells, help them remain independent at home.
As you're creating a safe living environment, it's a good time to prepare for the unexpected. Make sure your smoke and carbon monoxide alarms are in good working order, determine where to go during major weather events and have a plan for urgent medical emergencies. Wearable medical alert devices can provide peace of mind and give you access to prompt help if necessary.
Seniors are at an increased risk of social isolation and loneliness, making it vital to stay in touch with friends and family. Plan visits and social activities with loved ones, and accept help when offered. You may also want to consider participating in community-sponsored activities, such as events at the Lafayette Older Adults Program, to avoid isolation.
Technology is a powerful tool for staying connected to loved ones. Text messaging, emails and video chats let you maintain regular communication with siblings, children and grandchildren and remain a part of their everyday lives. If you aren't comfortable using these tools, you can get assistance at the local library.
When it comes to supporting independence during retirement, your mental health is as vital as your physical health. Participate in mentally stimulating activities you enjoy every day, such as reading, completing puzzles and participating in hobbies. Take advantage of lifelong learning opportunities at the local library and senior center, and enroll in online courses and workshops that interest you.
The right assisted living community makes a significant difference in your ability to stay self-sufficient. Opting for a community that's close to points of interest and has the right scope of services for your needs can help you delay or avoid more intensive care. If you're researching local communities, look for those with features such as restaurant-style dining, transportation services and a wide variety of recreational activities.
At Autumn View Gardens Ellisville, we provide a comfortable, low-maintenance environment with individualized care plans, helping residents focus on the hobbies they enjoy while remaining active. From restaurant-style dining and age-friendly fitness classes to community outings and wellness services, our community enhances residents' quality of life and promotes their independence.
To learn more about our tailored care plans and discover how our community's resources support retirees' self-sufficiency, contact us today.
